Go to Hub International:
Since you are working for yourself and retaining the profits, you will need to choose the "Comprehensive Option: Dance Instructors in Ontario".
Fill in your personal information.
If you choose 0-10 students, it will cost $219.24. If you choose 11-25 students, the cost will be updated to $280.80 when you click next.
Please complete the payment and send the Certificate of Insurance to us by email.
If yes, please send the Certificate of Insurance or (COI) to us by email.
If no, we suggest heading to Duuo and choosing "event". The approximate cost is $15 for a full day. Please add in our address correctly i.e. 527 Bloor St West, 2nd Floor. You can find all of our address information under the Contact Us page.
You will also need to ask the provider to add us as an Additional Insured.
Head over to Hub International or Zen Insurance. The approximate cost will be between $200 - $300 per year. Please add in our address correctly i.e. 527 Bloor St West, 2nd Floor. You can find all of our address information under the Contact Us page.
You will also need to ask the provider to add us as an Additional Insured.
If you are offering any form of activity where you collect payment then yes you will need insurance. The most common form of liability claim is trip & fall accidents (i.e. someone trips and falls during your booking and they can no longer work). This can result in a lawsuit of hundreds of thousands of dollars.
Sometimes things happen. One case that we encountered recently was when someone clogged a toilet with paper resulting in $10,000 of damages to our unit and the unit below.
In this situation, the person had refused to get insurance prior and the studio went into debt to cover the damages. Our insurance company refused to cover damages caused by a third party using our studio because they could not subrogate.
In rare cases, we may allow for this. You can fill out this form to make the request.