Go to ZenInsurance:
Click "Get a Free Quote" to begin.
Use the Drop Down menu to choose the type of insurance that matches your profession.
Fill in the details on how much you expect to make and if yoru customers are Canadian.
Please select all the types of services that apply to you.
Indicate if you have having online instruction at the same time.
How many years you've had experience in your industry.
How many years you've had experience in your industry.
Indicate if you plan on selling any retail items.
In our case, we do not require
If yes, please send the Certificate of Insurance or (COI) to us by email.
If no, we suggest heading to Duuo and choosing "event". The approximate cost is $15 for a full day. Please add in our address correctly i.e. 527 Bloor St West, 2nd Floor. You can find all of our address information under the Contact Us page.
You will also need to ask the provider to add us as an Additional Insured.
Head over to Hub International or Zen Insurance. The approximate cost will be between $200 - $300 per year. Please add in our address correctly i.e. 527 Bloor St West, 2nd Floor. You can find all of our address information under the Contact Us page.
You will also need to ask the provider to add us as an Additional Insured.
If you are offering any form of activity where you collect payment then yes you will need insurance. The most common form of liability claim is trip & fall accidents (i.e. someone trips and falls during your booking and they can no longer work). This can result in a lawsuit of hundreds of thousands of dollars.
Sometimes things happen. One case that we encountered recently was when someone clogged a toilet with paper resulting in $10,000 of damages to our unit and the unit below.
In this situation, the person had refused to get insurance prior and the studio went into debt to cover the damages. Our insurance company refused to cover damages caused by a third party using our studio because they could not subrogate.
In rare cases, we may allow for this. You can fill out this form to make the request.